Australia is a popular destination for international students who want to pursue higher education in a diverse and multicultural environment. According to the Department of Education, Skills and Employment, Australia welcomed over 700,000 international students in 2022, making it the third most preferred destination in the English-speaking world. Australia offers many benefits for international students, such as a high-quality education system that is globally recognized and respected, a welcoming culture, a vibrant student life, and a beautiful natural environment. However, all these come with a significant cost of living for international students in Australia, which can vary depending on the city, the course, and the lifestyle of the student. The average annual cost of living in Australia for international students is 24,505 AUD, which includes expenses such as accommodation, food, transport, health insurance, and entertainment. However, this cost can vary depending on the city where the student lives, as some cities like Sydney and Melbourne are more expensive than others like Adelaide and Perth. The cost of living can also vary depending on the lifestyle of the student, as some students may spend more or less on discretionary items such as clothing, travel, hobbies, and social activities. Therefore, it is important for international students to plan their budgets carefully and consider the different factors that can affect their cost of living in Australia.
In this article, we will look at the living costs incurred by international students in Australia, along with costs such as accommodation, food, transportation, etc.
Highlights
| Type | Annual Expense (AUD) |
| Accommodation | 5,000 to 25,000 |
| Food | 3500 to 6,000 |
| Transportation | 360 to 900 |
| Utilities | 1,800 to 3,000 |
| Health insurance | 500 to 600 |
Breakdown of Cost of Living in Australia for International Students
Tuition fees: Tuition fees vary depending on the level, duration, and type of study that you choose. For example, the average annual cost of an undergraduate course in Australia is between 20,000 AUD and 45,000 AUD, while a postgraduate course can range from 25,000 AUD to 50,000 AUD.
Accommodation: Accommodation is one of the most important and expensive aspects of living in Australia as an international student. The amount of money that you will spend on your housing will vary depending on several factors, such as the city or suburb that you live in, the quality and size of the accommodation that you choose, and the type of accommodation that you prefer. There are various accommodation options available for international students in Australia, each with its own advantages and disadvantages. Some of the most common options are:
- On-campus residences: These are accommodation facilities that are located within or near the campus of your education provider. They are usually managed by the institution or a private company and offer furnished rooms with shared facilities such as bathrooms, kitchens, and common areas. However, on-campus residences can be more expensive than other options and may have limited availability or long waiting lists. The average monthly cost of on-campus residences in Australia is between 750 AUD and 1,700 AUD.
- Homestays: These are accommodation arrangements where you can live with an Australian family in their home. They are usually organized by your education provider or a homestay agency and offer a private or shared room with meals and utilities included. However, homestays can limit independence and privacy, as there could be many rules and expectations. The average monthly cost of homestays in Australia is between 940 AUD and 1,300 AUD.
- Shared apartments: These are accommodation options where you rent an apartment or a house with other students or young professionals. They are usually found through online platforms, word-of-mouth, or notice boards and offer a private or shared room with shared facilities such as bathrooms, kitchens, and living rooms. The average monthly cost of shared apartments in Australia is between 440 AUD and 1,100 AUD.
- Private rentals: These are accommodation options where you rent an apartment or a house by yourself or with your partner or family. They are usually found through real estate agents or online platforms and offer a private room or a whole property with your own facilities such as bathrooms, kitchens, and living rooms. However, private rentals can also be the most expensive and difficult option, as you will have to pay the full rent and bills by yourself, furnish the property, and meet the legal and financial requirements of the landlord. The average monthly cost of private rentals in Australia is between 1,100 AUD and 2,200 AUD.
Food: Food and grocery expenses are one of the regular and unavoidable costs that international students have to pay when they study in Australia. These expenses cover the cost of buying food and other essential items such as toiletries, cleaning products, and personal care products for their daily needs. The amount of money that they spend on food and groceries varies depending on several factors, such as their dietary preferences (vegetarian, vegan, halal, etc.), their shopping habits (frequency, quantity, quality, etc.), and their location (city, suburb, rural area, etc.). According to Study Australia, the official government site for international students, the average monthly cost of food and groceries for international students in Australia is between 280 AUD and 480 AUD. They can also save money by cooking at home, buying in bulk, and shopping at local markets or discount stores, where they can find fresh and affordable food and groceries. They can also look for student discounts or coupons that are offered by some supermarkets or online platforms.
Transportation: Transportation costs for international students in Australia vary depending on the city and the mode of transport. Generally, public transport options include trains, buses, light rail, and ferries. Some cities also offer concession fares for international students, while others do not. The average monthly cost of a transport pass ranges from 30 AUD to 70 AUD. Alternatively, students can also rent or buy bicycles, which can significantly reduce transportation expenses.
Utilities: One of the expenses that international students need to consider when studying in Australia is the cost of utilities, such as electricity, water, gas, and internet. These costs can vary depending on the region, usage, and accommodation type. The average monthly cost of utilities ranges from 150 AUD to 250 AUD. Some student accommodation options may cover the utility bills in the rent, while others may require separate payments. Students should check the terms and conditions of their accommodation before signing a contract.
Health Insurance: Health insurance is a mandatory requirement for international students who want to study in Australia. The type of health insurance that international students need is called Overseas Student Health Cover (OSHC), which covers visits to the doctor, some hospital treatments, ambulances, and limited pharmaceuticals. The cost of OSHC depends on the duration of the student’s visa, the type of cover (single, couple, or family), and the provider. In general, basic packages can range from 545 AUD to 654 AUD per year for an adult, 4,363 AUD to 3,796 AUD for a couple, and around 5,000 AUD to 7,500 AUD for family packages.
Suggested Reading: Study Medicine in Australia
Living Expenses in Australia by Cities
| Major Australian Cities | Monthly Living Expenses (Approx.) |
| Sydney | 3,800 AUD |
| Melbourne | 3,000 AUD |
| Brisbane | 2,700 AUD |
| Adelaide | 2,500 AUD |
| Perth | 2,000 AUD |
Suggested Reading: Entrance Exams for Medicine and Dentistry in Australia
Tips to Reduce Living Costs in Australia
Reducing the cost of living for international students in Australia is a crucial aspect of managing expenses while pursuing education abroad. Here are several tips to help mitigate expenses and make the most of your resources:
Accommodation Choices: Housing typically constitutes a significant portion of living expenses. Opting for more affordable accommodation options such as shared apartments, homestays, or student housing can substantially reduce costs compared to private rentals or on-campus residences.
Budgeting: Creating a detailed budget outlining your monthly expenses for essentials such as food, transportation, utilities, and entertainment can help you manage your finances more effectively. Stick to your budget and track your spending to identify areas where you can cut back.
Part-Time Employment: Many international students are permitted to work part-time while studying in Australia. Securing a part-time job can provide additional income to cover living expenses. However, ensure that your work hours are manageable and do not interfere with your studies.
Utilize Student Discounts: Take advantage of discounts available to students on public transportation, dining, entertainment, and other services. Always carry your student ID card and inquire about student discounts wherever you go.
Cooking at Home: Eating out frequently can be expensive. Cooking meals at home and packing lunches for school can save a considerable amount of money. Look for affordable grocery stores and consider buying in bulk to reduce costs further.
Public Transportation: Utilize public transportation options such as buses, trains, and trams instead of relying on taxis or rideshare services. Many cities offer discounted public transport passes for students, which can lead to significant savings over time.
Explore Free or Low-Cost Activities: Australia offers numerous opportunities for free or low-cost recreational activities such as hiking, visiting parks, attending community events, and exploring cultural attractions. Take advantage of these options to have fun without breaking the bank.
Health Insurance: While health insurance is mandatory for international students in Australia, it’s essential to compare policies and choose one that offers adequate coverage at a reasonable price. Research different insurance providers and select a plan that fits your needs and budget.
Scholarships and Financial Aid: Explore scholarship opportunities and financial aid programs offered by universities, government agencies, and private organizations. These resources can help offset tuition fees and living expenses, reducing your overall financial burden.
Limit Non-Essential Spending: Be mindful of discretionary spending on items such as clothing, electronics, and entertainment. Prioritize your needs over wants and avoid unnecessary purchases to conserve your financial resources.
Suggested Reading: Australian Student Visa: Procedure, Cost, and Requirements
Conclusion
In conclusion, the cost of living in Australia for international students can be quite high, depending on various factors such as the city, the accommodation, the transportation, and the lifestyle choices. Therefore, international students need to budget properly and make informed decisions about where to stay, which city to live in, and how to manage their expenses. To avoid financial troubles and enjoy a quality education and life in Australia, international students should research the cost of living in different cities and compare the options available for accommodation, transportation, and other services. They should also plan and save enough money to cover their tuition fees and living expenses. By doing so, they can make the most of their study abroad experience and achieve their academic and personal goals. For more information regarding pursuing an affordable education in Australia, contact our experts at Gyanberry. Book your free video call appointment now!
